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EasyKnock for Lenders
How can EasyKnock help the consumers you can’t?
Fewer Restrictions
EasyKnock is not a lender, and we offer more flexible underwriting criteria with no credit and debt-to-income (DTI) requirements.
Secure Pre-Approvals
Close Purchase Business
Your client’s offer on a new home needs to be the best in a competitive market. EasyKnock provides liquidity and removes contingencies to win offers.
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PROGRAM RECOMMENDATION
Sell & Stay
For homeowners who don’t fit lender underwriting guidelines, Sell & Stay by EasyKnock provides a solution. Your clients receive the cash they need to reach their financial goals while remaining as renters in the homes.
This residential sale-leaseback program includes the Sell & Stay Option, which allows your client to repurchase the home at any time, or alternatively list it and retain the right to home value appreciation when the home is sold on the open market.¹
Convert 100%
of the home’s fair market value into cash + MoveAbility Option
Receive Up to 75%
of the home’s fair market value in cash
12 Month Lease Term
with the ability to exercise your MoveAbility Option at any point within the first nine months
Retain Your Clients
Offer an alternative solution to those who may not qualify for a cash-out refinance loan or home equity line of credit from you.
Help Solve Financial Issues
Sell & Stay provides customers with the cash they need quickly, while a home sale has an immediate positive impact on debt-to-income ratio.
Help Your Clients Prepare for the Future
Follow along as your client’s mortgage readiness improves and receive notifications for when they are ready to reapply for a mortgage to repurchase their home from EasyKnock.
PROGRAM RECOMMENDATION
Sell & Stay + BuyBoost
Where We've Been Featured
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Disclosures
- Terms and conditions apply.
- Rating as of July 2024 via TrustPilot.
- As the property owner, EasyKnock pays the property taxes, property insurance and HOA dues on the property. Calculations are the average annual expenses rounded to the nearest tenth for a home in our portfolio acquired in 2022.
- Average appreciation rounded to the nearest tenth for Sell & Stay customers for homes sold in the open market between Jan 2022-Dec 2023.
- Average appreciation for Sell & Stay customers for homes sold in the open market between Jan 2022-Dec 2023.
- 4-6 weeks average – Timing varies based on external factors.
- The Letter of Intent is to inform EasyKnock of the intent to proceed with the application and its terms and fees.
- Sell & Stay customers can remain as a renter for up to five years total with the ability to exercise the Sell & Stay Option at any time.
- MoveAbility customers must direct EasyKnock to list the home within the first nine months.
- Sell and Stay® and MoveAbility® are registered trademarks of EasyKnock™, Inc.
EasyKnock program parameters and requirements are subject to change without notice based on market conditions. These materials are promotional in nature and are not offered as advice and should not be relied on as such. EasyKnock, Inc. as well as its subsidiaries and affiliates (collectively “EasyKnock”) are not lenders and do not provide loans. The transactions described in these promotional materials are sale-leasebacks and involve the sale of the property to EasyKnock and subsequent lease of the property from EasyKnock. Some transactions include an Option Agreement. The ability to repurchase a property via the Option Agreement depends on the specific product and product offerings vary by state. Terms and conditions apply. EasyKnock sale-leaseback products are not available in CA, DE, MA, MD, ND, NY, SD, VT, WA, and select markets.